The Man Leading Our Team to Success
I have seen how great managers can challenge, motivate, and inspire people to do spectacular things, so I continually strive to be a great manager for those on my team. I believe if you are going to achieve sustainable success as a mortgage professional, it is critical to be aligned with a team of people that can provide the support and accountability to drive those results.
What We Offer
We support our Loan Officers and Origination Teams with an amazing platform, aggressive compensation, and excellent support and tools to help you succeed!
- Federally chartered bank – lend in 48 states with no individual state licensing requirements.
- Ginnie Mae issuer, Fannie Mae/Freddie Mac direct servicer.
- Follow AUS findings with minimal overlays.
- FHA/VA/USDA manual underwriting available.
- TBD underwriting available.
- Full-service Construction Lending Department:
- Construction-to-Permanent One-Time Close for Conventional, FHA, VA, and Jumbo.
- Interim construction loan (two‑time close).
- Renovation: FHA 203k, HomeStyle Renovation.
- Specialty products: Jumbo, Reverse mortgages, manufactured housing, modular homes.
- Ability to broker non-QM products: bank statement, non-warrantable condos, and more!
- Flexible compensation plans with aggressive commission structures.
- Health/dental/life insurance
- 401k with company match.
- Strong local processing team provides comprehensive support from submission to closing.
- Responsive and supportive area and senior management.
- Efficient underwriting turn-times.
- Encompass LOS.
- Tabrasa (aka Vantage) CRM integrated with Encompass.
- Mortgage Market Guide provides daily updates, industry news, blogs, podcasts, and marketing scripts.
- In-house Marketing Dept provides social media content, flyer library, and customized marketing support.
- Company-provided laptop.
- Helpdesk available for I.T., Underwriting, and Branch support.
- Branch-nominated local appraisal panel.
- Bank loans with flexible underwriting guidelines for primary residence, 2nd homes, investment property, jumbo, 2nd mortgage, and even a bridge loan!
The Clear Choice for Your Home Loan Needs
Based in Phoenix, Arizona, Goldwater Bank is a privately-owned bank with a primary focus on residential mortgage lending across the United States. The Legacy Mortgage Team at Goldwater Bank, lead by Mark Pago, is committed to serving borrowers in Georgia and the Southeast.
What Sets Us Apart
At our company, we strive to maintain a professional environment for our employees and clients. We have the expertise and provide quality products and support to make your experience with us smooth and pleasant. Our group also offers a wide variety of loan programs to help originators maximize their opportunities.
Our Group of Experienced and Reliable Mortgage Professionals
The Legacy Mortgage Team was created in 2017 when two long-standing branch teams in metro Atlanta joined Goldwater Bank. Led by Mark Pago and Art Wood, the Legacy Mortgage Team has grown exponentially in number and production.